Title: Flood Insurance
Author: Kevin
Published: February 27, 2016

---

#  Flood Insurance

## Looking for Flood Insurance in Georgia?

When most people think of a flood, they might think of events like Hurricane Katrina,
or Hurricane Sandy. These were huge devastating storms that caused billions of dollars
in damage.

In reality, most floods are caused by far less catastrophic situations. In fact,
it only takes a few inches of standing water to cause tens of thousands of dollars.

If you’re looking for flood insurance in Dublin we’ve got you covered. Did you know
that every single house in the entire country is in a FEMA flood zone? It’s just
that some flood zones are worse than others.

In most situations, you will have a 30 day waiting period when you buy flood insurance,
so don’t wait until it’s too late!

## Homeowners insurance does not cover flood damage

Regardless of whether you live in Dublin or any other part of Georgia, flood insurance
has to be purchased as a separate, stand-alone policy.

**It is not covered by homeowners insurance.**

Flood insurance policies also reimburse you for the work that you and other family
members did to sandbag your homes, move furniture and remove debris.

If you live in certain flood zones, your mortgage company may require that you purchase
a flood insurance policy.

If you live outside a high-risk zone, or if you no longer have a mortgage, flood
insurance is optional.

## How to get started on your Flood Insurance quote

To get started on your quote, [**call**](https://www.lovettinsurance.com/contact/?output_format=md)
our office or [**click**](https://www.lovettinsurance.com/quotes/?output_format=md)
over to our quotes page. Either way we’ll make the process simple!

#### Would You Like Us To Review Your Policies?

 * Are you a current client of our agency?*
    -   Yes
    -   No
 * What policy number(s) do you need help with if available?
 * |  |  [](https://www.lovettinsurance.com/personal/flood-insurance/void(0);?output_format=md)
   [](https://www.lovettinsurance.com/personal/flood-insurance/void(0);?output_format=md)
   |
 * What is the nature of your inquiry?*
    -   General Question
    -   ID Card Request
    -   Policy Change Request
    -   Discuss A Claim
    -   Certificate of Insurance
 * Describe your policy change request
 * What date do you need this policy change/request to take effect?*
 *   DD slash MM slash YYYY
 * Which vehicle do you need an ID card for (please enter year, make, and model)?
 * | Year | Make | Model |   | 
   |  |  |  |  [](https://www.lovettinsurance.com/personal/flood-insurance/void(0);?output_format=md)
   [](https://www.lovettinsurance.com/personal/flood-insurance/void(0);?output_format=md)
   |
 * Your Name*
 *    First    Last
 * Your Email*
 * Your Phone*
 * Please list the Additional Insured and/or Certificate Holder
 * Additional Insured and/or Certificate Holder Address
 *    Street Address   Address Line 2   City   State / Province / Region   ZIP /
   Postal Code
 * Details regarding your question, policy change, claim or other request:*

### Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Lovett Insurance
Agency is here and ready to make the process as painless as possible. We look forward
to meeting you!

 [ Start Here ](https://www.lovettinsurance.com/quotes/?output_format=md)