Title: Commercial Trucking Insurance
Author: Kevin
Published: March 9, 2016

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#  Commercial Trucking Insurance

## Looking for Commercial Trucking Insurance in Dublin?

As a private carrier, you are responsible for hauling goods in your own truck for
your company or employer. Whether you’re working in construction, excavation, manufacturing,
or any other private carrier capacity, we have truck insurance solutions for you.

**Primary Liability** – Every trucker/trucking company who operates under their 
own authority is required to carry primary liability coverage on all owned units
and either provide this insurance for their leased vehicles or ensure that the leased
operator carries it on their own.  Generally, the motor carrier provides this coverage
for the leased operators but there are rare instances when this is not the case.

**Cargo Insurance **– Provides coverage for loss or damage to the property a truck
is transporting (the load). Generally, though not always, provided by the motor 
carrier for leased operators.

**Physical Damage (Collision, Specified Perils)** – Provides coverage for repair
or replacement due to damage resulting from a covered loss (collision, fire, theft,
hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.

**Occupational Accident** – Product designed specifically for owner operators in
the trucking industry. In most states, by being self-employed owner operators can
opt out of state mandated workers compensation coverage. While not the same as workers
compensation, occ/acc is similar in scope and intent.

Most motor carriers require their leased operators to be covered either by workers
compensation or occ/acc at the leased operators expense. For those who qualify, 
occ/acc is generally a lower cost alternative.

## How to get started on your quote

To get started on your quote, [**call**](https://www.lovettinsurance.com/contact/?output_format=md)
our office or **[click](https://www.lovettinsurance.com/quotes/?output_format=md)**
over to our [**quotes page**](https://www.lovettinsurance.com/quotes/?output_format=md).
Either way we’ll make the process simple!

#### Would You Like Us To Review Your Policies?

 * Are you a current client of our agency?*
    -   Yes
    -   No
 * What policy number(s) do you need help with if available?
 * |  |  [](https://www.lovettinsurance.com/business/commercial-trucking-insurance/void(0);?output_format=md)
   [](https://www.lovettinsurance.com/business/commercial-trucking-insurance/void(0);?output_format=md)
   |
 * What is the nature of your inquiry?*
    -   General Question
    -   ID Card Request
    -   Policy Change Request
    -   Discuss A Claim
    -   Certificate of Insurance
 * Describe your policy change request
 * What date do you need this policy change/request to take effect?*
 *   DD slash MM slash YYYY
 * Which vehicle do you need an ID card for (please enter year, make, and model)?
 * | Year | Make | Model |   | 
   |  |  |  |  [](https://www.lovettinsurance.com/business/commercial-trucking-insurance/void(0);?output_format=md)
   [](https://www.lovettinsurance.com/business/commercial-trucking-insurance/void(0);?output_format=md)
   |
 * Your Name*
 *    First    Last
 * Your Email*
 * Your Phone*
 * Please list the Additional Insured and/or Certificate Holder
 * Additional Insured and/or Certificate Holder Address
 *    Street Address   Address Line 2   City   State / Province / Region   ZIP /
   Postal Code
 * Details regarding your question, policy change, claim or other request:*

### Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Lovett Insurance
Agency is here and ready to make the process as painless as possible. We look forward
to meeting you!

 [ Start Here ](https://www.lovettinsurance.com/quotes/?output_format=md)