Title: Business Interruption Insurance
Author: Kevin
Published: February 27, 2016

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#  Business Interruption Insurance

## Do you have the right Business Interruption insurance?

What would you do if you couldn’t conduct business for an extended period of time?
Would you be able to survive if damage occurred and you were out of business for
several weeks or months?

The answer for most small business owners is **no**.

Business interruption insurance can be as vital to your survival as a business owner
as fire, flood, or any other type of business insurance. Most people would never
consider opening a business without buying insurance to cover damage due to these
types of risks.

Unfortunately, too many small business owners fail to think about how they would
manage if a fire or other disaster damaged their business premises to the point 
where they were temporarily unable to conduct business.

Business interruption insurance covers you for **lost income** if your company has
to vacate the premises due to disaster-related damage that is covered under your
property insurance policy, such as a fire.

It also covers the revenue you would have earned, based on your financial records,
had the disaster not occurred. The policy also covers operating expenses, like electricity,
that continue even though business activities have come to a temporary halt.

## How much is Business Interruption insurance?

The price of the business interruption policy is related to the risk of a fire or
other disaster damaging your premises.

All other things being equal, the price would probably be higher for a restaurant
than a real estate agency for example because of the greater risk of fire.

Also, a real estate agency can more easily operate out of another location.

[**Call**](https://www.lovettinsurance.com/contact/?output_format=md) our office
today to discuss your options, or head over to our [**quotes page**](https://www.lovettinsurance.com/quotes/?output_format=md)
to get the process started!

#### Would You Like Us To Review Your Policies?

 * Are you a current client of our agency?*
    -   Yes
    -   No
 * What policy number(s) do you need help with if available?
 * |  |  [](https://www.lovettinsurance.com/business/commercial-interruption-insurance/void(0);?output_format=md)
   [](https://www.lovettinsurance.com/business/commercial-interruption-insurance/void(0);?output_format=md)
   |
 * What is the nature of your inquiry?*
    -   General Question
    -   ID Card Request
    -   Policy Change Request
    -   Discuss A Claim
    -   Certificate of Insurance
 * Describe your policy change request
 * What date do you need this policy change/request to take effect?*
 *   DD slash MM slash YYYY
 * Which vehicle do you need an ID card for (please enter year, make, and model)?
 * | Year | Make | Model |   | 
   |  |  |  |  [](https://www.lovettinsurance.com/business/commercial-interruption-insurance/void(0);?output_format=md)
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   |
 * Your Name*
 *    First    Last
 * Your Email*
 * Your Phone*
 * Please list the Additional Insured and/or Certificate Holder
 * Additional Insured and/or Certificate Holder Address
 *    Street Address   Address Line 2   City   State / Province / Region   ZIP /
   Postal Code
 * Details regarding your question, policy change, claim or other request:*

### Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Lovett Insurance
Agency is here and ready to make the process as painless as possible. We look forward
to meeting you!

 [ Start Here ](https://www.lovettinsurance.com/quotes/?output_format=md)